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Pensions and divorce advisory services

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When couples divorce, pensions can play an important part in their financial settlement, particularly if one partner has built up a substantial pension pot and the other has not.

In pension sharing arrangements – the most popular option – pensions are split between the two partners at the time of the divorce so that each has a pension pot of their own.

Other options for dealing with pensions include balancing the value of the pension against that of other assets from the relationship so that, for example, one partner receives a larger capital settlement to offset the other’s future pension income.

The pension earmarking option – under which when one partner eventually receives their monthly pension payment, the other will receive a portion of it – may also be appropriate, although this is now rarely used.

MT Financial Management’s pension specialists can provide assessments of the pension pots involved, which may include pension plans currently being paid into, plans that have been frozen or plans that are currently paying an income.

We can also advise on the options available regarding all pension assets and provide a report setting out our recommendations for the most appropriate way forward.

Our fees for this service will depend on the circumstances of each case. However, we will not carry out any work until the fees and the services we are to provide have been agreed with our client.

For more information on MT Financial Management in Spalding, Wisbech and Market Deeping, please contact us.

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( Financial Services Register No: 452952

Registered Address: Bank House, Broad Street, Spalding, Lincolnshire, PE11 1TB
Registered in England, No. 03195612

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