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From time to time, we produce information for clients on a number of topical and important issues, some of which can be found below:

Are interest rates on savings finally set to rise following change in the base rate? - December 15, 2017
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In November, the Bank of England took the decision to raise its base rate for the first time in a decade, from 0.25 per cent to 0.5 per cent. While the increase may only be small, savers across the country may now be hopeful that rates on savings accounts will rise, following years of historically … Continue reading Are interest rates on savings finally set to rise following change in the base rate?


Women nearing retirement have half the savings of men - December 15, 2017
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A committee of MPs has been told by a leading economist that women aged between 60 and 65 have on average less than half the pension pots of men of the same age. Michael Johnson, research fellow at the Centre for Policy Studies, told the Treasury Select Committee that only 3.5 million women had defined contribution … Continue reading Women nearing retirement have half the savings of men


Millennials warned to plan ahead as intergenerational wealth gap widens - November 17, 2017
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Britain’s younger generations are likely to get left behind due to debt and high house prices creating an inequality of wealth, according to a new report. The Institute for Public Policy Research (IPPR) has found that the poorest half of the country has an average household wealth of just £3,200 in net finances, property and … Continue reading Millennials warned to plan ahead as intergenerational wealth gap widens


Workers likely to face problems with final salary pension schemes - November 17, 2017
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A number of leading associations are warning that members of final salary pension schemes could face problems in the future. Amongst those issuing warnings is the powerful pensions body, the Pension and Lifetime Savings Association (PLSA), which has said that around three million workers with final salary pension schemes have just a 50:50 chance of … Continue reading Workers likely to face problems with final salary pension schemes


More than 15 million people still have no private pension in the UK, according to the FCA - November 17, 2017
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The Financial Conduct Authority has warned that more than 15 million people in the UK still have no pension savings, despite the introduction of workplace pensions. Its latest Financial Lives survey questioned 13,000 consumers revealing that 31 per cent of people had no private pension provision, leaving them to rely entirely on the state pension … Continue reading More than 15 million people still have no private pension in the UK, according to the FCA


Millennials warned to plan ahead as intergenerational wealth gap widens - November 17, 2017
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Britain’s younger generations are likely to get left behind due to debt and high house prices creating an inequality of wealth, according to a new report. The Institute for Public Policy Research (IPPR) has found that the poorest half of the country has an average household wealth of just £3,200 in net finances, property and … Continue reading Millennials warned to plan ahead as intergenerational wealth gap widens


Workers likely to face problems with final salary pension schemes - November 17, 2017
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A number of leading associations are warning that members of final salary pension schemes could face problems in the future. Amongst those issuing warnings is the powerful pensions body, the Pension and Lifetime Savings Association (PLSA), which has said that around three million workers with final salary pension schemes have just a 50:50 chance of … Continue reading Workers likely to face problems with final salary pension schemes


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