How we work
As Independent Financial Advisers we are free to advise on a wide range of financial solutions, using a wide range of solutions. We use bespoke computer software to research, compare and select the most appropriate solutions for our clients.
We will review your existing financial situation and provide you with a realistic assessment of your likely needs. For this, you'll need to set aside some time to talk to us - the first one-hour consultation is at our cost and with no obligation, while we find out if we can help you and if you are happy to use our services.
Depending on your instructions we will carry out an analysis based on your current situation, and taking into account any specific plans and/or targets you may have. We will then advise you on anything from a short term financial objective to a lifetime financial plan, followed up with regular reviews.
You will receive professional advice about where your financial arrangements are already good, and where they're inadequate (or not covered at all).
You will also have our help to decide how much provision you need to make, and the order of priority in dealing with your finances. And of course it will all be sensibly balanced in relation to your current income and your prospects
In almost all cases we are able to make arrangements that our clients would be unable to make for themselves. All our proposals will be fully explained and costed so that you'll know exactly what you are asking us to do and why before you agree to anything.